DECLARATION
I/We hereby confirm my/our interest in availing loan
facility in the form of (i.e. Home Loan /Loan Against
Property/Balance Transfer/Office Premises Loan/Top
up)from ICICI Bank Limited (“ICICI Bank”) and in
relation thereto I have applied for the loan facility
by visiting the [www.icicibank.com] (“Website”) by
submitting my application electronically.
I/We hereby confirm that I/we have authorized the
representative of ICICI Bank to enter the application
details in the electronic application form on my/our
behalf in accordance with the instructions/information
given by me/us in the electronic application form."
I/We have reviewed and verified the details entered by
ICICI Bank’s representative in the electronic
application form and declare the same to be true,
correct and updated. I/We hereby confirm that and the
electronic application form has been submitted by
ICICI Bank’s representative post my/our review,
verification and confirmation of the application
details.",
I/We confirm that the information submitted by me/us
electronically and the details already available with
ICICI Bank (if any) are true, correct, complete and up
to date in all respects and that such information can
be relied upon by ICICI Bank for the purpose of loan
facility.
I/we understand that the processing fee is a one-time
non-refundable fee and is collected by ICICI Bank for
the purpose of processing my/our loan facility request
and such processing fee once paid, will not be
refunded in any circumstances.
I/We understand that the loan facility, if sanctioned,
shall be subject to the customary terms and conditions
as applicable to the product.
I/We hereby authorize ICICI Bank to collect
information/personal data from me and other agencies
including Unique Identification authority of India
(UIDAI), Credit information companies (CICs), and
conduct verification/due diligence, make references
and enquiries with the group companies, that ICICI
Bank may deem fit, for the purpose of the loan
facility.
I/We understand that sanction of loan is at the sole
discretion of ICICI Bank. ICICI Bank reserves the
right to reject the application without assigning any
reason and shall not held liable for such rejection.
With respect to pre-approved loan, if any, ICICI Bank
reserves the right at any time to withdraw the loan
offer and/ or modify, alter the pre- approved loan,
terms and conditions and / or ask for any additional
document /information from customer. The loan facility
will only be established/disbursed upon completion of
definitive loan documents and other terms and
conditions as ICICI Bank may reasonably require.
I/We understand that the disbursement of funds under
the sanction letter accepted by me/us is subject to
completion of legal and technical analysis of the
property to be mortgaged, to the satisfaction of ICICI
Bank, wherein the title to the property can be
ascertained to be clear and marketable.
I/We hereby confirm that the there are no insolvency
proceeding initiated against me/us nor I/we has ever
been adjudicated insolvent / bankrupt
I/We undertake to inform ICICI Bank / its agents
regarding the change in the residential addresses to
provide any further information that ICICI Bank may
require.
I/We hereby authorize ICICI Bank to exchange, share or
part with all the information, data or document in
relation to the loan application including but not
limited to the credit repayment, history or default,
if any, committed by the me/us to credit bureaus,
agencies, statutory bodies, information utilities.
Except to the extent disclosed to ICICI Bank herein,
no Chairman / Managing Director or director or a
relative/near relation of a Chairman / Managing
Director or director of a banking company (including
ICICI Bank and its subsidiaries) or mutual
funds/venture capital funds or a relative/near
relation of a senior officer of ICICI Bank, as
specified by RBI, is: a partner of our concern, or a
trustee, member, director, manager, employee of our
concern, or of our subsidiary, or our holding company,
or a guarantor on my/our behalf, or holds substantial
interest in our concern or my/our subsidiary or
holding company. For the purpose of this clause the
terms “relative”, “near relation” & “senior
officer” shall have the same meaning ascribed to them
under the RBI master circular on Loans and Advances
dated July 1, 2015, para 2.2.1.8 and shall include any
amendments made thereto.
I/We undertake to inform as to any change in my
occupation/residential address. /mobile and to provide
any further information/document that ICICI bank may
require from time to time. In case of
non-provision/non-updation of mobile number, I/We
would not receive SMS alerts pertaining to the account
and shall not hold ICICI Bank liable for the same.
I/We acknowledge that ICICI Bank reserves the right to
retain such documents submitted with this application
and will not return the same to the me/us.
I/We hereby declare and affirm that the I/we have not
made any payments in cash.
/We hereby authorizes ICICI Bank to exchange, share or
part with all information/ data provided herein
including personal and business information with ICICI
group companies/other institutions/ such other persons
as may be necessary/ required for the purpose of,
including but not limited to, marketing, cross selling
of various products and services etc to me/us, use or
process the aforesaid information/data by such
person/s, or furnishing of the processed information/
data/ products thereof to other
Banks/Institutions/other persons as may be necessary,
and we shall not hold ICICI Bank liable in connection
with the use of such information or otherwise
/We hereby declare that the information of GSTIN with
respect to the number and billing address is correct
and ICICI Bank can update the same in its records.
I/We hereby declare that the information provided can
be used by ICICI Bank for the purposes of charging GST
and reporting of transactions on the GSTN portal and
for other related aspects in relation to reporting as
stated under GST Act and applicable rules in this
regard.
I/We may share, exchange or deliver
instruction/information/document electronically to
ICICI Bank through email. I/We acknowledge and
understand that communication through e-mail cannot be
guaranteed to be secured or error free and such
information could be incomplete/unsafe and subject to
tampering and unauthorized access and I/we shall not
hold ICICI Bank responsible or liable for relying
and/or acting on such
instructions/document/information received through
email.
I/We hereby consent to receiving information from
Central KYC Registry through SMS/Email on the
registered number/email address
I/We agree to receive update on various products and
services related information and special offer from
ICICI Bank/group companies and other entities via
email alerts, or SMS alerts or phone call.
REVERSE SOLICITATION DECLARATIONS (APPLICABLE FOR
NRI/OCI CUSTOMERS)
I/We hereby certify that I am/we are resident outside
India who is/are either citizen of India or Person of
Indian Origin (“Non-Resident Indian”) as defined under
the Foreign Exchange Management Act, 1999 as amended,
modified or updated from time to time.
I/We confirm that I/we am/are interested in availing
loan facility in the form of Home Loan /Loan Against
Property/Balance Transfer/Office Premises Loan/Top up
(“Facility”) from ICICI Bank Limited, India (“ICICI
Bank”) and in this regard I/We hereby agree,
acknowledge and confirm that:
(a) I/we have voluntarily applied for the loan
facility by visiting the [website]
(b) The decision to avail the loan facility, through
ICICI Bank’s website is my/our own independent
decision, which has been considered after personal
analysis and careful consideration of the risks,
benefits, terms and conditions taking into account
my/our investment objectives, financial situation and
particular needs.
(c) I/We hereby declare that ICICI Bank has not
influenced/communicated/ solicited/ marketed about
Facility and that I/we have sought the assistance of
ICICI Bank without any liability for ICICI Bank. I/We
shall not hold ICICI Bank liable or responsible in any
manner whatsoever or make any claim against ICICI Bank
or the regulators in Oman, Qatar, QFC, Singapore, UAE,
DIFC, Bahrain or India in relation to the management
or operations of the Facility.
(d) There are/shall be no legal or regulatory
prohibitions or impediments, as per the laws of my/our
home country, against my/our maintaining my/our
relationship with ICICI Bank, including availing the
aforementioned Facility.
(e) In availing the Facility, I/we shall ensure that
I/we are in full compliance with all laws and
regulations, including, without limitation, all
applicable exchange control/taxation laws/regulations
in my/our home/host country and I/ we am/ taking this
decision based on my/ our analysis or legal counsel.
(f) I/We shall obtain all necessary regulatory
approvals, if required, in connection with availing
the Facility and/ or entering into any such
transactions and shall promptly make all necessary
regulatory reporting, as and when required, to the
relevant authorities in my/our home/host country or
any other country of residence where I/we may relocate
to in future and I/we agree to furnish to ICICI Bank,
upon request, copies of the approvals/reports, if any
(g) I/We are aware that the Facility availed by me/us
may or may not be serviced by the offshore
branches/representative offices/subsidiaries of ICICI
Bank located outside India and shall further be
subject to applicability of the applicable laws in
such jurisdiction.
(h) I/We shall indemnify and keep indemnified ICICI
Bank, its affiliates, directors, representatives,
employees and agents against any/ all direct,
indirect, special, incidental or consequential losses,
costs, expenses, suits, damages, whatsoever, which
ICICI Bank, its affiliates, directors,
representatives, employees and agents may suffer, pay
or incur by reason of or in connection with arising
out of the products/ services including the Facility
including t that have been provided to me/us on my/
our specific request, including legal proceedings
taken against ICICI Bank, its affiliates, directors,
representatives, employees and agents.
(i) I/We acknowledge that relying solely on my/our
representations, warranties, undertakings and
statements contained herein, ICICI Bank is agreeing to
establish/continue its relationship with me/us and
providing the Facility to me/us.